Crypto tax in Romania (2026): rules, rate and deadlines

The main crypto tax rules for private investors in Romania, in plain language, with the official sources.

Checked November 2026Information, not tax advice

16%

on gains from 2026 (10% until 2025)

600 lei

small gains per year (under 200 lei each): no tax

D212

the form for your crypto

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The rules

The rules in Romania in short

Checked November 2026
What is taxed
Selling crypto for money (lei or another currency). Some advisers also count swaps between cryptos and payments with crypto; ANAF has not ruled on this.
Rate
16% on the year's net gain from 2026 (10% until 2025). A 10% CASS health contribution when your passive income reaches 6 minimum wages (RON 24,300 in 2026).
Not taxed
Gains under RON 200 per transaction, as long as they total RON 600 or less in the year. Moving coins between your own wallets.
Holding period
No holding period. Gain = sale price minus purchase price including direct fees; here the oldest coins count as sold first. A net loss is not carried forward.
Where to declare
Declarația unică (D212), chapter I: income from transferring virtual currency.
Key dates
Calendar year. Declarația unică and payment by 25 May of the following year.

Quick estimate · no account needed

What would you pay?

Net gain in 2026125,000 lei
Tax at 16%20,000 lei

In lei, for gains in 2026. CASS can come on top when your passive income reaches RON 24,300. A simplified example. Your own situation can differ.

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FAQ

Questions people ask

What is taxed on crypto in Romania?

Selling crypto for money (lei or another currency). Some advisers also count swaps between cryptos and payments with crypto; ANAF has not ruled on this.

How much tax do you pay on crypto in Romania?

16% on the year's net gain from 2026 (10% until 2025). A 10% CASS health contribution when your passive income reaches 6 minimum wages (RON 24,300 in 2026).

What is not taxed?

Gains under RON 200 per transaction, as long as they total RON 600 or less in the year. Moving coins between your own wallets.

Does it matter how long you hold your crypto?

No holding period. Gain = sale price minus purchase price including direct fees; here the oldest coins count as sold first. A net loss is not carried forward.

Where do you declare crypto?

Declarația unică (D212), chapter I: income from transferring virtual currency.

When do you declare?

Calendar year. Declarația unică and payment by 25 May of the following year.

Check it yourself

Official sources

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Information, not tax advice. Rules change; check your return with your tax authority or an accountant. All sources & methods