Crypto tax in Estonia (2026): rules, rate and deadlines

The main crypto tax rules for private investors in Estonia, in plain language, with the official sources.

Checked November 2026Information, not tax advice

22%

on gains, swaps and payments included

MiCA

only coins bought on a MiCA-licensed platform can count a loss

FIFO

oldest coins count as sold first

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The rules

The rules in Estonia in short

Checked November 2026
What is taxed
Every disposal: selling for money, swapping for another crypto and paying with crypto. Staking and airdrops are income when received. Mining is business income.
Rate
22% on gains and on staking and airdrop income (2026). The general basic allowance (€8,400 a year) can apply to your total income.
Not taxed
Buying with money, moving coins between your own wallets and gifts you receive. No yearly crypto allowance and no holding-period exemption.
Holding period
No holding period. Gain = sale price minus purchase price (trading fees count), per transaction. EMTA sets no order for which coins are sold; here the oldest go first. Losses count only for coins bought from 2025 on a platform that had a MiCA licence.
Where to declare
Income tax return: table 8.2 (MiCA platform abroad) or 8.3 (other foreign platform); 6.1 or 6.3 for Estonian platforms; staking and airdrops in table 5.1 part II.
Key dates
Calendar year. Return from mid-February to 30 April of the following year; extra tax due by 1 October.

Quick estimate · no account needed

What would you pay?

Net gain in 2026€25,000
Tax at 22%€5,500

Assumes no deductible losses on coins bought on a MiCA-licensed platform. A simplified example. Your own situation can differ.

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Work out your own number

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Export guide

Export guides per exchange

Step by step: how to download your history from each exchange the tax overview reads.

FAQ

Questions people ask

What is taxed on crypto in Estonia?

Every disposal: selling for money, swapping for another crypto and paying with crypto. Staking and airdrops are income when received. Mining is business income.

How much tax do you pay on crypto in Estonia?

22% on gains and on staking and airdrop income (2026). The general basic allowance (€8,400 a year) can apply to your total income.

What is not taxed?

Buying with money, moving coins between your own wallets and gifts you receive. No yearly crypto allowance and no holding-period exemption.

Does it matter how long you hold your crypto?

No holding period. Gain = sale price minus purchase price (trading fees count), per transaction. EMTA sets no order for which coins are sold; here the oldest go first. Losses count only for coins bought from 2025 on a platform that had a MiCA licence.

Where do you declare crypto?

Income tax return: table 8.2 (MiCA platform abroad) or 8.3 (other foreign platform); 6.1 or 6.3 for Estonian platforms; staking and airdrops in table 5.1 part II.

When do you declare?

Calendar year. Return from mid-February to 30 April of the following year; extra tax due by 1 October.

Check it yourself

Official sources

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Information, not tax advice. Rules change; check your return with your tax authority or an accountant. All sources & methods