Crypto tax in Portugal (2026): rules, rate and deadlines

The main crypto tax rules for private investors in Portugal, in plain language, with the official sources.

Checked November 2026Information, not tax advice

28%

on coins held less than 365 days

365 days

held longer: gains are tax-free

0%

on swaps between cryptos

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The rules

The rules in Portugal in short

Checked November 2026
What is taxed
Cashing out crypto held for less than 365 days. Staking income is taxed as investment income.
Rate
28% flat, or your progressive income tax rate if you choose to add it to your other income.
Not taxed
Coins held for 365 days or more, and swaps between cryptos (the coins received keep the purchase price and date).
Holding period
365 days, oldest coins first (FIFO).
Where to declare
Your IRS return: Annex G for taxable gains, Annex G1 for exempt long-term gains, and Annex J when the platform is abroad. Check with an adviser.
Key dates
The IRS return is filed from 1 April to 30 June of the following year.

Quick estimate · no account needed

What would you pay?

Net gain in 2026€25,000
Tax at 28%€7,000

For coins held less than 365 days. Held longer, this gain is tax-free. A simplified example. Your own situation can differ.

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Work out your own number

Upload your exchange files and get a free estimate with the rules for Portugal. Pro adds the check for missing costs and the file for your accountant.

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FAQ

Questions people ask

What is taxed on crypto in Portugal?

Cashing out crypto held for less than 365 days. Staking income is taxed as investment income.

How much tax do you pay on crypto in Portugal?

28% flat, or your progressive income tax rate if you choose to add it to your other income.

What is not taxed?

Coins held for 365 days or more, and swaps between cryptos (the coins received keep the purchase price and date).

Does it matter how long you hold your crypto?

365 days, oldest coins first (FIFO).

Where do you declare crypto?

Your IRS return: Annex G for taxable gains, Annex G1 for exempt long-term gains, and Annex J when the platform is abroad. Check with an adviser.

When do you declare?

The IRS return is filed from 1 April to 30 June of the following year.

Check it yourself

Official sources

  • No exchange login, no stored keys

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Information, not tax advice. Rules change; check your return with your tax authority or an accountant. All sources & methods