Crypto tax in France (2026): rules, rate and deadlines

The main crypto tax rules for private investors in France, in plain language, with the official sources.

Checked November 2026Information, not tax advice

31.4%

flat tax on gains (2026)

€305

yearly cash-outs up to this: no tax

0%

on swaps between cryptos

2086

the form for your crypto

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The rules

The rules in France in short

Checked November 2026
What is taxed
Converting crypto to euros, or paying for goods and services with crypto. Staking and mining have their own, less settled rules.
Rate
Flat tax of 12.8% income tax plus social levies: about 31.4% in 2026 (30% before). You can opt for the progressive income tax scale instead.
Not taxed
Swaps between cryptos, stablecoins included, and years in which your cash-outs total €305 or less.
Holding period
No holding period. The gain uses the whole-portfolio formula: price − total purchase cost × price ÷ portfolio value.
Where to declare
Form 2086 for the gains (carried to form 2042 C), and form 3916-bis for every account on a foreign exchange, even without sales.
Key dates
The return for a year is filed in May–June of the following year (deadline depends on your département).

Quick estimate · no account needed

What would you pay?

Net gain in 2026€25,000
Tax at 31.4%€7,850

Assumes your cash-outs that year are above €305. France works the gain out over your whole portfolio. A simplified example. Your own situation can differ.

Worked out in your browser. Nothing is sent or saved.

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FAQ

Questions people ask

What is taxed on crypto in France?

Converting crypto to euros, or paying for goods and services with crypto. Staking and mining have their own, less settled rules.

How much tax do you pay on crypto in France?

Flat tax of 12.8% income tax plus social levies: about 31.4% in 2026 (30% before). You can opt for the progressive income tax scale instead.

What is not taxed?

Swaps between cryptos, stablecoins included, and years in which your cash-outs total €305 or less.

Does it matter how long you hold your crypto?

No holding period. The gain uses the whole-portfolio formula: price − total purchase cost × price ÷ portfolio value.

Where do you declare crypto?

Form 2086 for the gains (carried to form 2042 C), and form 3916-bis for every account on a foreign exchange, even without sales.

When do you declare?

The return for a year is filed in May–June of the following year (deadline depends on your département).

Check it yourself

Official sources

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Information, not tax advice. Rules change; check your return with your tax authority or an accountant. All sources & methods