Example Tax report · fictional data
Meet Lena in Belgium. She has bought crypto on Coinbase since 2021 and started on Bitvavo this year. Below is her 2026 overview, exactly as Pro shows it.
2 exchange files
Coinbase and Bitvavo, uploaded as CSV
9 transactions
Buys, sales and one staking reward since 2021
Belgian rules for 2026
10% on gains above €10,000; older coins valued at 31 Dec 2025
Example only: Lena and the trades and prices are made up. Your own report uses your files and real daily prices.
Pro · Tax overview
Built from your full exchange history and daily prices. An estimate to plan with, not tax advice; check your return with an accountant.
Next deadline: tax return by July 15, 2027 (in 247 days)Usual date for Tax-on-web; paper returns are due earlier (around 30 June). The exact dates are set each spring and sometimes extended; check MyMinfin.
Sources
All sources & methodsRules checked November 2026An estimate from your imported data and published rules, not tax advice. From 2027, exchanges in the EU report your transactions to the tax authorities (DAC8).
Your files and wallets
In this example the full exchange history is already uploaded. In your own report you add your files here.
Realised gain
€3,100
4 sales and swaps, losses offset
Tax-free room left
€6,900
of your €10,000 allowance
Estimated tax so far
€0
still inside the allowance
Extra tax if you sold everything today
€0
€895 of unrealised losses would lower your net gain
Up to €1,000 of unused allowance carries over to the next year (up to €15,000 in total). The allowance is shared with your other financial assets.
Belgium taxes crypto gains in one of three ways. The tax office decides case by case; here is what each one would mean for your sales this year. Normal management is the starting point.
“goede huisvader” · capital gains tax
€0
Gain €3,100 stays within the €10,000 exemption
“speculant” · miscellaneous income
€3,157
33% on €8,940 + municipal tax (about 7%)
“beroepstrader” · professional income
€2,235 – €4,470
25–50% depending on your other income, + municipal tax
Facts only. A combination of factors counts, never one on its own.
Unsure? You can ask the ruling service (DVB) for a decision in advance. Rulings from summer 2026 treated buy-and-hold with savings, without leverage or bots, as normal management.
Circular 2026/C/74, no. 7–8 and 190–194. Information, not tax advice.
Belgium’s 10% tax also covers shares, ETFs and funds, with one €10,000 exemption for everything together, and a loss on one offsets a gain on another. Type your 2026 result from your broker’s annual statement, so the estimate counts them together.
Use the gain counted from 31 December 2025 (or the higher purchase price), as on your statement. The 30% Reynders tax on bond funds is separate and not included.
€150 received this year. If it is taxed as movable income (the usual view, not yet confirmed): about €45 at 30%.
Where each figure goes in your Belgian tax return for income 2026 (filed in 2027).
Box codes not yet confirmed against the official FOD Financiën form for this year: check each code in Tax-on-web before you file.
In Tax-on-web (MyMinfin), open your return and use the search by code: type the code and you land on the right box. Tap a code here to copy it. Open MyMinfin (Tax-on-web)
Estimate by Compass-Alpha, not tax advice. Check every figure before you file.
Your starting point for the Belgian 10% tax: what you held on 31 December 2025 per exchange, at that day's price. Download it and keep it with your tax papers.
Loading price history…
Cashing out a larger amount? Banks often ask where the money comes from. This PDF shows the euros you put in, where you bought, transfers between your own accounts and every sale to euros traced back to its purchase, with all transactions attached.
Each PDF gets its own code. Your bank can enter it at compass-alpha.xyz/verify to check the figures were not changed. It shows your own data; it is not a statement by an exchange.
What counts this year
Each sale and swap, oldest coins first per exchange, compared with the value on 31 December 2025 or your purchase price.
| Date | Coin | Value | Gain | Treatment |
|---|---|---|---|---|
| Mar 5, 2026 | BTC 0.05 | €4,100 | €350 | vs 31 Dec 2025 |
| May 12, 2026 | ETH 1 | €3,100 | €500 | vs 31 Dec 2025 |
| Jul 1, 2026 | ETH 0.05 | €150 | €150 | Income |
| Sep 15, 2026 | SOL 30 | €5,400 | €2,100 | vs 31 Dec 2025 |
| Oct 2, 2026 | SOL 15 | €2,400 | €150 | Taxable |
MiCA check: where your crypto sits
EU licences checked 2026-10Licensed in Luxembourg, valid across the EU.
Licensed in the Netherlands, valid across the EU.
Check your report
All 4 sales in this period have a purchase cost.
Calculated in your browser; nothing is sent anywhere.
The file for your accountant is part of ProAn estimate from your imported data and published rules, not tax advice. From 2027, exchanges in the EU report your transactions to the tax authorities (DAC8).
Share with my accountant
With Pro you send this report read-only to your accountant with one email. Your accountant sees every row, the figures for each box and any open questions, and can ask you something from the same page. You can stop sharing at any time.
Upload your exchange files, check the overview, and share it read-only with your accountant. Try Pro free for 14 days, no card needed.
